How to route your paycheck so you save AND keep SSI.
For working adults with disabilities. Enter your monthly wage and expenses. The tool recommends how to split direct deposit between ABLE, checking, and emergency reserve.
Your income
Monthly gross wage$1,800
Monthly living expenses$1,400
Rent, utilities, food, transportation, phone.
Your goals
Emergency fund target$3,000
Target for a rainy-day reserve. 1 to 3 months of expenses is typical.
Current ABLE balance$0
Current bank balance$500
This counts toward SSI $2,000 limit if you receive SSI.
Recommended split of each paycheck
Optimized for SSI compliance, emergency reserve, and long-term savings.