ABLE State Program Comparator.
Every state's ABLE program on one sortable page. Filter by tax-deduction status, out-of-state acceptance, and Ohio STABLE partnership. Compare any number of states side by side and follow the live link to each program.
| State | Program name | Launched | Tax deduction | Accepts non-residents | Ohio STABLE partner | Live link | Compare |
|---|
Selected for detailed comparison
0Side-by-side comparison.
Every field, aligned. Rows highlight where the states differ.
Where to find complementary detail on each state's program
This tool is designed for surveying all states at once. For deeper per-state review pages (detailed fee schedules, ALR rules, debit-card and mobile-app features, investment-option specifics), the ABLE National Resource Center's directory at ablenrc.org and each state's own program page (linked in the table above) are the authoritative sources.
What "accepts non-residents" means
The federal ABLE statute permits an eligible individual to open an account with any state that admits non-residents. Ohio's STABLE Account was the first and remains the largest cross-border platform (roughly 40% of all national ABLE assets). Many other state programs also welcome out-of-state accounts. Column shows whether the plan allows it.
The state tax-deduction wedge
24 of 51 jurisdictions offer a state income-tax deduction on ABLE contributions. In almost every case the deduction is only available for contributions to the home-state program. This is the main reason to open in-state rather than cross-border. Deduction amounts vary; consult your state's program page for the current cap.
Causal evidence context
Yin (2026), ABLE Accounts and the Household Economic Response to Asset-Test Relief, uses staggered state ABLE launches to estimate the causal effect on disposable income, employment, and wages. Preliminary estimates: roughly a 1–3% lift in disposable income and 5–10% lift in wage income in states that launched. Launch year is shown to make this evidence layer visible in the state comparison.