ABLE basics — look up the answer.
Plain-language reference materials for the questions people actually ask. Written at an eighth-grade reading level. Every claim tied to a federal rule, IRS guidance, or peer-reviewed research citation.
Start with Basics if this is new.
Basics covers what an ABLE account is, who qualifies, how it interacts with SSI and Medicaid, and what the money can be spent on. Then the QDE Search answers the specific question of whether a particular expense is qualified. Life Transitions covers how ABLE strategy shifts at each life stage. Myths and Facts corrects the most common misconceptions.
Basics guide
Plain-language reference on how ABLE accounts work. Written at an eighth-grade reading level. What ABLE is, who qualifies, how it interacts with SSI and Medicaid, and what to expect at account opening.
QDE Search
Over one hundred common expenses tagged qualified, gray area, or not qualified with plain-language notes on documentation practice. Category filter and free-text search.
Life Transitions Guide
How ABLE strategy shifts across youth transition, first job, marriage, aging parent, and retirement. Checklists at each stage with cross-references to relevant tools.
Myths and Facts
Persistent misconceptions about ABLE corrected with citations to federal rules and peer-reviewed research. Common concerns about SSI, Medicaid, taxes, and inheritance.
Family Brief
Printable one-page brief for family members. Kitchen-table planning starter. Standardized talking points for family conversations.
Employer Brief
Talking points, tax treatment, and program-design template for human resources and benefits leads. Executive summary format for internal circulation.